Zelle P2P solution

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What’s Zelle?

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do. That means it’s super easy to pitch in or get paid back for all sorts of things like coffee for your coworkers or dinner with friends.

How to send money with Zelle®

Get started by enrolling your email or U.S. mobile number through your KeySavings Bank mobile banking app or with the Zelle® app.

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Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone you know and trust with a bank account in the U.S.


Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly.


Why Use Zelle®

Zelle® is available in the mobile banking apps of KeySavings Bank.
So, whether you’re paying the babysitter to watch the kids on date night or paying back your buddies for some takeout, sending money with Zelle® means never having to download another app.
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You can use it with friends at other banks.

Zelle® works between U.S.-based banks. Which means, even if you bank somewhere different than your friends and family do, you can still use Zelle® to safely send and receive money straight from your banking app.

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Zelle® is free to use.

When you send money to friends or family, it won’t cost you any extra money for the transaction. Which is good, because there are way better things to spend money on, like concert tickets… or vacations.


Frequently Asked Questions

Does Zelle® report how much money I receive to the IRS?

These FAQ are for informational purposes and only relate to the Zelle Network®. Zelle® does not provide tax advice. If you have any tax questions about your individual situation, please consult a tax or legal professional.

Someone sent me money with Zelle®, how do I receive it?

If you have already enrolled with Zelle®, you do not need to take any further action. The money will move directly into your bank account associated with your profile, typically within minutes1.

Can I use Zelle® internationally?

In order to use Zelle®, the sender and recipient’s bank accounts must be based in the U.S.

Lost or Stolen Debit Card

If your Debit Card is lost or stolen, please call 715-423-6460 during working hours.

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KeySavings Bank is a mutual bank....meaning that all of our clients are members. Members enjoy the benefits of reduced fees, lower interest rates on loans and more investment opportunities.