Equipment, Municipal & Facilities Leasing

Leasing through KeySavings Bank comes with real advantages. We know you, and we know your business. We have an established, trusted relationship, and we understand your objectives. Unlike traditional leasing companies, we never charge terminations or prepayment penalties should you need flexibility during the term of your lease. Coordinating all of your banking and equipment financing activity with one bank is convenient, saving you time.

‹Agricultural Buildings and Equipment     ‹Commercial Vehicles     ‹Construction     

‹Manufacturing  ‹Vendor Financing     Healthcare Professionals     

‹Municipal & School Districts     Furniture, Fixtures and Equipment

Leasing Options

  • 100% financing available-no down payment required
  • New or used equipment
  • Variable payments schedules available for seasonal cash flows
  • Fixed rate which will not change during the term of the lease
  • Most leases can be structured to meet tax objectives

Standard Equipment Lease

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An equipment lease is a contractual agreement between the owner of the equipment (the Bank) and a lessee who wants to use the equipment for a specific period in exchange for set payments. Our lease allows the lessee to purchase the equipment at the end of the term.

Municipal Lease

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A municipal or tax-exempt lease agreement allows a governmental subdivision to use annual revenues to make payments for any type of essential use equipment or facilities. This financing method is a popular alternative to purchasing an asset with cash, using an operating lease, or issuing bonds.

Facilities Lease

Facility lease means a lease of or other right to operate, occupy or use a facility that any company currently leases, operates, occupies or uses in connection with the conduct of the business.

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CEO Message: “Your partner-KeySavings Bank”

  • "Our mission is to bring the "spirit of our community bank" to you. Our goal is to meet you in your space-personally or digitally. We value your trust and pledge to always meet your highest level of expectations,.
    Gerald D. Canon
    President & CEO

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