Home Equity Loans

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Save On Taxes and Interest With A KeySavings Bank Home Equity Loan

Home Equity Lines of Credit (HELOC)

A home equity line of credit, also known as a HELOC, is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans such as credit cards.

At KeySavings Bank, we do an in-house appraisal which assists in keeping closing costs to a minimum and allow for faster closing times. This option has low fees and can be completed in about 10 days-application to closing. HELOC’s have an adjustable interest rate.

 

Second Mortgage

A second mortgage or junior-lien is a loan you take out using your house as collateral while you still have another loan secured by your house. The  mortgage has a fixed interest rate with payments being adjusted downward when having a longer term.

 

 

Lost or Stolen Debit Card

If your Debit Card is lost or stolen, please call 715-423-6460 during working hours.

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KeySavings Bank is a mutual bank....meaning that all of our clients are members. Members enjoy the benefits of reduced fees, lower interest rates on loans and more investment opportunities.