KeySavings Bank offers a savings account to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations.


Kids Club Savings Account Application Form*

Christmas Club Application Form*

Savings Account Application Form*



Name of SelectionType of AccountInterest EarningMinimum Balance to earn APY/openInterest Rate/ APY
DISCLOSUREAt our discretion, KeySavings Bank may change interest rates on all interest earnings accounts. Fees may reduce the earnings on all interest earning accounts.
Christmas ClubSavingsYes$0/$25.00.10/.10

What is a Savings Account?

A savings account is an interest-bearing deposit account held at KeySavings bank. Though these accounts typically pay a modest interest rate, their safety and reliability make them a great option for parking cash you want available for short-term needs.

Savings accounts have some limitations on how often you can withdraw funds, but generally offer exceptional flexibility that’s ideal for building an emergency fund, saving for a short-term goal like buying a car or going on vacation, or simply sweeping surplus cash you don’t need in your checking account so it can earn more interest.

  • Because savings accounts pay interest while keeping your funds easily accessible, they’re a good option for emergency or short-term cash.
  • In exchange for the ease and liquidity that savings accounts offer, you’ll earn a lower rate than that paid by more restrictive savings instruments and investments.
  • The amount you can withdraw from a savings account is generally unlimited.
  • The interest you earn on a savings account is considered taxable income.

Please contact us to open a savings account.

Sweeps Options

You can tie your accounts together so that money can automatically flow between each. Call for more details.

Lost or Stolen Debit/ATM card

If you have lost or had your ATM/Debit card stolen, please call us at 715-423-6460 during banking hours.