Current Rates

Savings Rates
ANNUAL PERCENTAGE YIELDS ACCURATE AS OF 9/8/2017

Demand Accounts Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance To
Earn APY
Minimum
Deposit
To Open
KeyKids Savings .10% .10% $.00 $25.00
Christmas Club Savings .15% .15% $.00 $25.00
Regular Savings .10% .10% $.00 $50.00
Insured Investment .10% .10% $.00 $1,000.00
Insured Investment .25% .25% $10,000.00 $10,000.00
Checking Accounts Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance To
Earn APY
Minimum
Deposit
To Open
Spirit Checking n/a n/a n/a $50.00
Key Checking .05% .05% $100.00 $100.00
Key Checking Plus .05% .05% $100.00 $100.00
Key Checking 50 .05% .05% $100.00 $100.00

At our discretion, we may change the interest rate on the above accounts after account opening. Fees could reduce the earnings on the above accounts.

Term Accounts Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance To
Earn APY
Minimum
Deposit
To Open
91 Day CD .25% .25% $1,000.00 $1,000.00
182 Day CD .60% .60% $1,000.00 $1,000.00
8 Month CD .40% .40% $1,000.00 $1,000.00
10 Month CD .45% .45% $1,000.00 $1,000.00
One Year CD .50% .50% $500.00 $500.00
Two Year CD .65% .65% $500.00 $500.00
30 Month CD 1.25% 1.26% $500.00 $500.00
Three Year CD 1.00% 1.00% $500.00 $500.00
Four Year CD* 1.15% 1.15% $1,000.00 $1,000.00
Five Year CD 1.35% 1.36% $1,000.00 $1,000.00

A penalty may be imposed for early withdrawal from term accounts.

*Eligible for a one time bump up during the certificate term (4 Year ONLY)

Health Savings
Accounts
Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance To
Earn APY
Minimum
Deposit
To Open
HSA Checking .05% .05% $0.00 $50.00
HSA Checking .10% .10% $5,000.00 $50.00
HSA Checking .25% .25% $10,000.00 $50.00

At our discretion, we may change the interest rate on the above accounts after account opening. Fees could reduce the earnings on the above accounts.

Retirement
Accounts
Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance To
Earn APY
Minimum
Deposit
To Open
TRADITIONAL IRA
Regular Savings* .10% .10% $00.00 $50.00
18 Month CD .50% .50% $500.00 $500.00
Two Year CD .65% .65% $500.00 $500.00
30 Month CD 1.25% 1.26% $500.00 $500.00
Three Year CD 1.00% 1.00% $500.00 $500.00
ROTH IRA
Regular Savings* .10% .10% $00.00 $50.00
18 Month CD .50% .50% $500.00 $500.00
Two Year CD .65% .65% $500.00 $500.00
30 Month CD 1.25% 1.26% $500.00 $500.00
Three Year CD 1.00% 1.00% $500.00 $500.00

*At our discretion, we may change the interest rate on these accounts after account opening.

Coverdale
Education Savings
Account
Interest
Rate
Annual
Percentage
Yield (APY)
Minimum
Balance To
Earn APY
Minimum
Deposit
To Open
CESA
Regular Savings* .10% .10% $0.00 $50.00
18 Month CD .50% .50% $500.00 $500.00
Two Year CD .65% .65% $500.00 $500.00
30 Month CD 1.25% 1.26% $500.00 $500.00
Three Year CD 1.00% 1.00% $500.00 $500.00

*At our discretion, we may change the interest rate on these accounts after account opening.

A penalty may be imposed for early withdrawal from term accounts.

Maximum additions to existing IRA Certificates with a term greater than 18 Months are limited to tax year contributions, $25.00 minimum deposit.

Larger deposit amounts (Rollovers & Transfers) may be allowed only to the 18 Month IRA Certificate.

Additional deposits will not extend maturity date.