Mortgage Loans
Owning your home is raising a family, sharing with friends, building memories, and creating long-term financial stability…..allow us to help.
Our Story
We are a community-based bank that focuses on helping people just like you make home ownership a reality and we have been doing it for over 100 years. Our beginning was as a building and loan and over time, we have gained strength and are now a mutual bank. We are owned by each of our members and therefore, we take care of our own.
How can we help you?
Buying your first, or next home, can be cause for anxiousness and uncertainty. We provide an online application or you can talk directly to one of our home advisors. Our goal is to provide you a pre-qualification letter that realtors and seller trust.
PICTURE OF HOMEOWNERSHIP PATHWAY
ADD LINKS for Common Questions:
I am a Veteran-how do I apply
Definition fixed rate versus adjustable
Do you have programs if I dont have a large downpayment
Do you finance rental purchases
Can I build my own home
I am building a home
I am purchasing land
I am self employed, my income fluctuates.
Add Links for Do NOT DO THIS if BUYING
Do not make a large purchase during process
Do not use credit cards in excess of normal times
Do not deposit/withdraw large sums from accounts without discussing with loan officer
Keep all bills paid current
Basic Documents needed Link:
past 2 years of income taxes, last 2 months copies of bank statements, most recent statement on investment accounts, last 2 months of paycheck stubs, and documents to support down payment deposited.
Install Links: Mortgage Calculator; Rent vs Buy;Bi-weekly vs monthly;Home affordability; time to refinacne;
