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Current Rates
ANNUAL PERCENTAGE YIELDS ACCURATE AS OF 1/21/2012
| - | Interest Rate |
Annual Percentage Yield (APY) |
Minimum Balance To Earn APY |
Minimum Deposit To Open |
DEMAND ACCOUNTS | ||||
| KeyKids Savings | .25% | .25% | $.00 | $25.00 |
| Christmas Club | .30% | .30% | $.00 | $25.00 |
| Regular Savings | .25% | .25% | $.00 | $50.00 |
| Insured Investment | .25% | .25% | $.00 | $1,000.00 |
| Insured Investment | .50% | .50% | $10,000.00 | $1,000.00 |
CHECKING ACCOUNTS | ||||
| Spirit Checking | n/a | n/a | n/a | $50.00 |
| Key Checking | .10% | .10% | $100.00 | $100.00 |
| Key Checking Plus | .10% | .10% | $100.00 | $100.00 |
| Key Checking 50 | .10% | .10% | $100.00 | $100.00 |
At our discretion, we may change the interest rate on the above accounts. Fees could reduce the earnings on the above accounts. | ||||
| TERM ACCOUNTS | ||||
| 91 Day CD | .25% | .25% | $1,000.00 | $1,000.00 |
| 182 Day CD | .75% | .75% | $1,000.00 | $1,000.00 |
| 8 Month CD | .60% | .60% | $1,000.00 | $1,000.00 |
| 10 Month CD | .65% | .65% | $1,000.00 | $1,000.00 |
| One Year CD | .75% | .75% | $500.00 | $500.00 |
| Two Year CD | 1.19% | 1.20% | $500.00 | $500.00 |
| 30 Month CD | 1.24% | 1.25% | $500.00 | $500.00 |
| Three Year CD | 1.54% | 1.55% | $500.00 | $500.00 |
| HEALTH SAVINGS ACCOUNTS | ||||
| HSA Checking* | .10% | .10% | $0.00 | $50.00 |
| HSA Checking* | .25% | .25% | $5,000.00 | $50.00 |
| HSA Checking* | .65% | .65% | $10,000.00 | $50.00 |
| RETIREMENT ACCOUNTS | |||||
|
TRADITIONAL IRA | |||||
| Regular Savings* | .25% | .25% | $.00 | $50.00 | |
| 18 Month CD | .80% | .80% | $500.00 | $500.00 | |
| Two Year CD | 1.19% | 1.20% | $500.00 | $500.00 | |
| 30 Month CD | 1.24% | 1.25% | $500.00 | $500.00 | |
| Three Year CD | 1.54% | 1.55% | $500.00 | $500.00 | |
|
ROTH IRA | |||||
| Regular Savings* | .25% | .25% | $.00 | $50.00 | |
| 18 Month CD | .80% | .80% | $500.00 | $500.00 | |
| Two Year CD | 1.19% | 1.20% | $500.00 | $500.00 | |
| 30 Month CD | 1.24% | 1.25% | $500.00 | $500.00 | |
| Three Year CD | 1.54% | 1.55% | $500.00 | $500.00 | |
|
COVERDELL EDUCATION SAVINGS | |||||
| Regular Savings* | .25% | .25% | $.00 | $50.00 | |
| 18 Month CD | .80% | .80% | $500.00 | $500.00 | |
| Two Year CD | 1.19% | 1.20% | $500.00 | $500.00 | |
| 30 Month CD | 1.24% | 1.25% | $500.00 | $500.00 | |
| Three Year CD | 1.54% | 1.55% | $500.00 | $500.00 | |
|
*At our discretion, we may change the interest rate on these accounts. A penalty may be imposed for early withdrawal from term accounts. Maximum additions to existing IRA Certificates with a term greater than 18 Months are limited to tax year contributions, $25.00 minimum deposit. Larger deposits may be allowed to the 18 Month IRA Certificates. Additional deposits will not extend maturity date. | |||||
